High-Value Homes

High-value home insurance in is in high demand. In addition, replacement home insurance is a solution that gated community and other high-end home residents seek out from us. If you are looking to insure your primary and/or secondary home, and the collectibles, jewelry and other valuables within, we are here to help.

We will work with you to determine the levels of protection for your primary and/or secondary home based on their phases of building, remodel or restoration development. After developing an in-depth understanding of when and how you use your high-end house and/or secondary home, we take into account your home’s location, age, level of architectural detail and structure when we help you choose your high-value property insurance. Chubb, Loudoun Mutual, and Travelers are among the top-rated insurance carriers we represent in the high-value industry. As your independent insurance agent, we will find you the most comprehensive insurance coverage at the best possible cost.

Flood Insurance for Coastal Properties and Beach Homes

Virginia Beach, Norfolk and other coastal communities in the southeastern region of the United States offer homeowners breathtaking views, along with cultural entertainment and sporting attractions. However, the proximity to the water can put your primary or secondary home at a higher risk of flood damage from hurricanes, heavy rains or other natural disasters.

The good news is that you may be eligible to purchase flood insurance as part of the National Flood Insurance Program (NFIP). We can help you find out and work with you to help ensure your high-end home is covered, whether it’s in a gated community or elsewhere along or near the coast.

Help in Choosing the Right Replacement Home Insurance

Your primary and secondary homes are likely your most valuable investments. It is important to take time and do the research required to insure them properly. As your one-stop shop for property insurance, we understand the kinds and amounts of insurance coverage you require. For example, you may benefit from replacement home insurance. Unlike actual cash value insurance, replacement home insurance is designed to pay for the full replacement cost of your home and valuables, rather than their depreciated cash values that might be for only half of the full replacement cost amount.

Be Prepared with an Informed High-End House Insurance Partner

When you partner with Schoolcraft Insurance Agency, we will help you prepare so that you are not caught off guard should disaster strike your high-end home. Whether you’re looking to insure a primary or secondary home, we are equipped to help you. To request a free quote for high-value home insurance, contact us today.