Insuring Your Car Can be More Affordable than You Think

Category: Auto Insurance

When shopping for car insurance, you probably have two main goals in mind: finding quality coverage and keeping your rates to a minimum. The modern insurance market is filled with promises of affordable rates and quality coverage; wading through all of your car insurance options to find the best value for your dollar can be a challenge.

Explore All Available Discounts

The car insurance industry is full of discounts that many shoppers overlook. A great way to be sure that you have explored all available policy discounts is to discuss your insurance needs with an independent agent – in many cases, agents have knowledge of available discounts that the providers may not immediately share with you, or that you may not be aware of.

At Schoolcraft Insurance Agency, our staff helps clients explore a wide range of discount options, including those for drivers with clean record or students who do well in school.

Many of our clients also save money by exploring multi-policy discounts offered by many providers. To help you take advantage of this opportunity, we offer advice on the best way to purchase multiple policies from the same provider. For example, buying your car and home insurance from the same provider can dramatically reduce your premiums.

Compare Multiple Quotes

When you shop for a car, you probably test drive several models or visit multiple dealers to compare prices. Shopping for car insurance is no different. Comparing multiple quotes for the coverage you need allows you to choose the best priced policy available. Working with an independent agent can be an effective way to compare many policies with little effort on your part. Your agent will gather quotes from several providers and weed out those that are overpriced, as well as those that do not offer the protection you require.

Know Your Coverage Needs

Another great way to reduce your insurance costs is to be aware of your unique coverage requirements. Avoiding unnecessary coverage options is a great way to limit your premiums. Selecting a higher deductible or lower coverage limits can also reduce rates, but you should be careful that any policy you choose offers adequate protection for your situation.

Buy Your Next Policy with Confidence

With a bit of pre-planning, or with the help of a knowledgeable agent in Northern Virginia, you may be able to secure quality coverage at rates you never thought possible.

Consider the last time you bought an auto policy. Did you explore all of the discounts and money-saving strategies that may be available to you at the time?

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