Author Archive

When Ordinary Just Won’t Work: Antique Cars Need Specialty Auto Insurance

A standard car insurance policy is not the best bet when insuring an antique or classic car. Rather, you need specialty antique or classic car insurance to be sure that you are fully and properly covered in the event of a loss. Specialty collector or antique car insurance is for a wide range of

IT Insurance for Technology Professionals Covers a Variety of Potential Risks

IT consultants, developers, engineers and programmers provide their clients with an invaluable service by providing technology services that enable them to be more efficient and profitable. That means that one mistake can cost your clients money, and in return, leave you vulnerable to serious

Floods Are Not Covered by Your Home Insurance Policy. You Need Flood Insurance to Protect You From the Costs of Flood Damage.

Floods can happen anywhere, even if you live in an area that has never experienced a flood before. Floods are typically caused by hurricanes, overtopped levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Most home and property insurance policies do not provide coverage

Time to Prepare Your Snow Removal Equipment for Winter

Snowplow operators and contractors know that purchasing and repairing equipment for a snow removal business is costly. You can get hit with repair costs and lost income if your vehicles and equipment have not been properly inspected and prepared for the most crucial time of the year—winter.

Are You Ready? What You Need to Know About Health Care Reform

Health care reform is a general term referring to the Patient Protection and Affordable Care Act (PPACA, or ACA). The ACA is a federal law that was passed in March 2010. It is intended to give more people access to affordable health care coverage and medical care. Many of the most consequential

Bundle Your Insurance for a Multi-Policy Discount

There are a lot of strategies to save money on your insurance premiums. From comparing all of your available policy options to raising your deductible, savings can be found in many ways. However, one of the most effective, and easiest, ways to save money is to buy multiple policies from the same

Insure Your Second Home with Confidence

Insuring your second home against damage caused by storms, fires or trespassers is an important step to protecting your family against the costs of repairs and replacement. While many people understand the process and necessity of insuring their primary homes, purchasing coverage for a second home

Is Your Commercial Trucking Business Adequately Insured?

The potential liabilities involved in a commercial trucking operation are complex; the expense of equipment and the potential severity of an accident make it important to understand your risks and purchase a protection package that offers the right coverage at a good price. The unique challenges of

Finding the Right Coverage for Your Luxury Home

A beautiful home is an investment, and with the right insurance policy, your high-value investment will be protected against the many potential losses and damages that could occur over your lifetime.Unlike the average homeowner's insurance policy, a high-value home (valued at $1 million and above)

Insuring Your Car Can be More Affordable than You Think

When shopping for car insurance, you probably have two main goals in mind: finding quality coverage and keeping your rates to a minimum. The modern insurance market is filled with promises of affordable rates and quality coverage; wading through all of your car insurance options to find the best